Back in the day…

AHH… Back to a simpler time, when this was all you needed.

“The Sears Walton was probably one of Sears top-10 best selling models.

It was also one of Sears’ most practical houses, with 1200 square feet, a spacious front porch, compact kitchen, and less than 40 square feet wasted on the one small hallway.

One of the defining characteristics of the Sears Walton is that small box window on the front bedroom, the oversized front porch (which extends beyond the main wall of the house), and the contrasting rooflines on the porch and main house. Plus, the dining room has a gabled bay with three windows.

In short, it’s an easy house to spot, due to its many interesting architectural elements.”

Walton_1921

 

 

Are you ready for the spring market?

top

There may be snow on the ground but Spring is just around the corner!

In most real estate markets the spring is the most common time to be selling a home, for multiple reasons.

  • Supply of ready, willing, and able buyers is the highest in the spring
  • Buyers typically get their income tax returns during the spring which can be put towards the purchase of a home
  • More daylight meaning homes will typically show better
  • Landscaping and curb appeal during the spring is better than the fall or winter months

 

What can you do to get ready?

Get Pre-Approved Before Spring
You need to be pre-approved for your loan, of course. Why get pre-approved months in advance? In most cases, there are ways to massage your circumstances to get you approved to borrow more, or to get a better rate.

 

Get your home ready!

Clean & Organize
I know it’s cliché but it’s imperative to give your home a thorough “spring cleaning.” This doesn’t mean wait until spring though. Be proactive and start cleaning now; you’ll be glad you didn’t wait. A huge turnoff for prospective buyers are foul odors. Things such as smoke odors and pet odors can kill home sales.

Begin Packing and Organizing Your Belongings
There’s no way to know for sure how long it will take for your home to sell – it could take a month, or years – and while it may seem crazy to start packing up your stuff before a sale occurs, it’s best to be prepared for any outcome.

Make Repairs and Improvements
The last thing anyone wants to do before they sell their home is to dump a bunch of money into it for an extensive renovation; however, there are minor repairs and improvements that can be made to make a home look fresher for potential buyers. (fresh paint, fresh hardware, etc…)

 

For more tips for Sellers & Buyers visit HomesWithCathy.com

6 Expenses to Include in Your Homebuying Budget

First-time homebuyers are sometimes caught off guard by overlooked expenses, which can create an uncomfortable financial pinch. Be sure you consider these one-time and ongoing expenses.
8ecb8b5c10a19ccbe1daba7bc38ec77cw-c327365xd-w685_h860_q80
1. Home Inspection
For a few hundred dollars, an inspection can uncover potential trouble such as structural problems or asbestos.

2. Home Maintenance
Experts recommend setting aside 1 to 3%* of the home’s purchase price for annual maintenance. For example, you may need to buy lawn care equipment or replace the roof, furnace, or water heater.

3. Taxes And Insurance
Property taxes and homeowners insurance aren’t always included in mortgage payment calculators.

4. Extra Cash At Closing
Your lender should give you a detailed estimate of closing costs. But beyond those, you may have to pay additional expenses, such as a prorated portion of property taxes or homeowners association fees that the seller has already paid.

5. The Move
Whether you hire professional movers for a few thousand dollars or rent a truck, buy boxes and recruit friends to help, moving costs money.

6. Settling In
You may have to pay utility connection fees when you move in, plus utility costs may be higher than you were used to as a renter. Other costs include lock replacements and decorating expenses.

Your Guide to November

 

  

General Election Day

 

Determines our elected officials on the federal, state, and local levels. Remember to vote!

 

 

 

 

 

Veterans Day (Observed Nov. 12)

 

 

In honor of all the brave men and women who have served our country: Thank you for your service.

 

 

 

 

 

 

World Diabetes Day

 

A global campaign to raise awareness for people with diabetes. Learn more and take action atworlddiabetesday.org.

 

 

 

 Great American Smokeout

 

An event sponsored by the American Cancer Society that challenges people to stop smoking and provides resources to help them quit.

 

 

 

 

 

 

National Adoption Day

 

Brings awareness to the more than 117,000 children in foster care who are awaiting a forever family.

 

 

 

 

 

 Thanksgiving

 

A time to gather with the ones we love and reflect on what we’re thankful for. Happy Thanksgiving to you and yours!

 

 

 

 

 

  

Black Friday

 

The official kickoff to the holiday shopping season, for those who love a good deal and don’t mind a crowd.

 

 

 

 

 

 

Cyber Monday

 

For those who love snagging a deal but do mind a crowd, shop from the comfort of your computer. Happy shopping!

 

 

 

 

 

 

November = Movember: a movement that encourages men to grow a mustache as a symbol of celebrating men’s health and to raise awareness regarding different male diseases.

November is the birth month of famous people such as Mark Twain, Winston Churchill, Georgia O’Keeffe, Bruce Lee, Scarlett Johansson, Martin Luther, Demi Moore, Leonardo DiCaprio, and Gordon Ramsay.

The Parker Brothers introduced the world to the Monopoly game on November 5, 1935.

5 NEGOTIATING TACTICS THAT KILL A SALE

Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a deal pretty quickly. Here are some negotiation tactics buyers (and real estate professionals) should avoid:

  1. Lowball offers: Going far below market value when you make an offer damages your credibility as a buyer and can be insulting to the seller. The seller has a range in mind that they’ll accept, and if you’re not even approaching the low end of that range, they won’t even consider the offer.
  2. Incremental negotiations: Don’t continue to go back to the seller with small increases in your offer ($1,000 or less). The constant back-and-forth can grow tiresome and lead the seller to consider other opportunities.
  3. “Take it or leave it”: Try not to draw a line in the sand with your initial offer. The seller can get defensive and consider other offers if you immediately show that you’re unwilling to budge. Even if it’s true, don’t make a show of it.
  4. Nitpicking after inspection: Obviously if inspection reveals a major issue, it should be factored into the final sale price. But insisting on a lower price for every minor repair can put negotiations in a stalemate.
  5. Asking for more, more, more: Some buyers will request that the sellers throw in add-ons like furniture or appliances that weren’t included in the listing. Try to avoid giving the seller a reason to build up resentment and think that you’re being greedy.