New Listing!

27 Topliff St, Billerica
$399,900

Unique “build sweat equity” opportunity! Main House is in need of updating and tlc but you can live in the updated inlaw while doing the work!! The main house features roughly 1344 sf, bright and airy with multiple bay & picture windows, an eat in kitchen, a separate dining area, front to back living room, first floor laundry & 3 season porch. 2nd floor offers 2 bedrooms (used to be 3 and could be converted back) and full bathroom. The inlaw which is attached by a large common mudroom/den, is roughly 768 sq ft of space and offers hardwood floors, cathedral ceiling living room, updated kitchen, full bath with your own laundry, and a large bedroom also with hardwood floors. 2 decks off the breezeway, private yard that is partially fenced, plenty of parking and as an added bonus a detached garage with work area. Home sold “as-is” home inspection for informational purposes only.

– For More Information & Pictures –

6 Expenses to Include in Your Homebuying Budget

First-time homebuyers are sometimes caught off guard by overlooked expenses, which can create an uncomfortable financial pinch. Be sure you consider these one-time and ongoing expenses.
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1. Home Inspection
For a few hundred dollars, an inspection can uncover potential trouble such as structural problems or asbestos.

2. Home Maintenance
Experts recommend setting aside 1 to 3%* of the home’s purchase price for annual maintenance. For example, you may need to buy lawn care equipment or replace the roof, furnace, or water heater.

3. Taxes And Insurance
Property taxes and homeowners insurance aren’t always included in mortgage payment calculators.

4. Extra Cash At Closing
Your lender should give you a detailed estimate of closing costs. But beyond those, you may have to pay additional expenses, such as a prorated portion of property taxes or homeowners association fees that the seller has already paid.

5. The Move
Whether you hire professional movers for a few thousand dollars or rent a truck, buy boxes and recruit friends to help, moving costs money.

6. Settling In
You may have to pay utility connection fees when you move in, plus utility costs may be higher than you were used to as a renter. Other costs include lock replacements and decorating expenses.

New Listing!

39 Pequot St, Billerica
$449,900

An outdoor enthusiasts dream location!! This well maintained 3 bdrm colonial abuts the conservation land of the Vietnam Veterans Park which offers an abundance of trails, you can also launch your canoe or kayak directly across the street or just relax on your front porch admiring the views of Winning Pond!! The open floor plan is ideal for entertaining! Eat in kitchen with pantry, formal dining room open to the large living room and a little nook for an office! Hardwood floors are through out the 1st floor & 2nd floor hallway. Upstairs offers 3 generous sized bedrooms, full bath and pull down attic access. Basement is partially finished and great potential for additional space! Easy to maintained fenced yard with oversized deck that overlooks the conservation land where you can catch many of mother natures little furry friends!
More Details and Pictures

The Most Cost Effective Ways to Save on Heating Your Home This Winter

In honor of flag day!


As a child of career military father, a flag was always present at our home and I proudly display mine at my home.

People show their love for America by displaying flags along streets, hanging them from porches, and proudly carrying them in the town parade. Old Glory is everywhere. But did you know there are official rules on properly displaying the U.S. flag? This guide from USAGov, based on the Federal Flag Code, can help you show respect for the flag:

  • When: You can display the flag outside from sunrise to sunset. If you want to fly it after dark, it will need to be lit. Don’t fly the flag during bad weather, unless it’s an all-weather flag.
  • On the porch: The union of the flag–the blue section with white stars–should be placed at the peak of the staff unless the flag is at half-staff. When the flag is suspended from a rope on a pole extending from a house, the flag should be hoisted out, union first, from the building.
  • On the wall or the window: When the flag is displayed on a flat surface like a wall, the union should be at the top left.
  • On the street: The flag should be suspended vertically with the union to the north in an east and west street or to the east in a north and south street. The flag should never touch anything beneath it, so make sure it’s hoisted at the proper height.
  • At the office: Suspend the flag vertically with the union to the observer’s left upon entering. If the building has more than one main entrance, the flag should be suspended vertically near the center of the corridor or lobby with the union to the north when entrances are to the east and west, or to the east when entrances are to the north and south. If there are entrances in more than two directions, the union should be to the east.
  • On a vehicle: The staff should be fixed firmly on the right side of the vehicle. Do not drape the flag over the hood, top, sides, or back of a vehicle or a boat.
  • Half-staff: During periods of mourning, it is common to see the flag flying at half-staff. Only presidents can proclaim such periods for a national remembrance. Governors can also declare mourning periods at a local level. In some cases, heads of federal agencies can order the flag flown at half-staff on grounds under their supervision. Traditionally, states and local governments follow the president’s proclamation during a period of national mourning.

Take care of your flag. Many dry cleaners will clean U.S. flags for free during the months of June and July. Store your flag in a well-ventilated area. If it gets wet, make sure it’s completely dry before storing it. If the flag is damaged or worn out, it should be burned and disposed of with dignity.  Many American Legions will hold a disposal ceramony on flag day if you need a place to drop of your old flags.

This Flag day, show your patriotism by proudly displaying the old Red, White and Blue!

How to fold the Flag

Step 1

To properly fold the Flag, begin by holding it waist-high with another person so that its surface is parallel to the ground.

Step 2

Fold the lower half of the stripe section lengthwise over the field of stars, holding the bottom and top edges securely.

Step 3

Fold the flag again lengthwise with the blue field on the outside  .

Step 4

Make a triangular fold by bringing the striped corner of the folded edge to meet the open (top) edge of the flag.

Step 5

Turn the outer (end) point inward, parallel to the open edge, to form a second triangle.

Step 6

The triangular folding is continued until the entire length of the flag is folded in this manner.

Step 7

When the flag is completely folded, only a triangular blue field of stars should be visible.